Dear ,

FIRST REMINDER FOR OVERDUE PAYMENT

This is a first letter to remind you that your payment of SGD, which is inclusive of interest, late interest and penalty fee for late repayment under loan account no. is overdue.

Please arrange payment by . You can do so either by bank transfer to our DBS Current Account, Account No. 003-9283210 or by cash to our office at:

If you are paying by bank transfer, please notify us at 6481 1788 after you have completed the transaction.

Thank you for your attention.

Yours sincerely,

This is a computer generated letter. No signature is required.

Please ignore this letter if you have already made payment.

CC: Adullam Life Counselling

CC: SIMONE GWEE QUN YAN