ACCREDIT PTE. LIMITED (Licence No. )

Registered Address: 2 Jurong East Street 21

#04-01A/B IMM Building Singapore 609601

Branch Address:

Phone:

(UEN: 201842153H)

APPLICANT’S CONSENT FOR RELEASE OF INFORMATION

I/We fully understand that the submission of required documents in support of my/our loan application does not mean automatic approval thereof. I/We am/are aware that I/we will need to furnish my/our original copy of NRIC / Photo Identify Card upon application for my/our loan.


I/We hereby agrees that Accredit Pte Limited and its related or affiliated companies (hereafter collectively referred to as "Group") may collect, use, process, disclose, and/or transfer any personal data supplied by the User in connection with this Agreement for the purposes of administering, maintaining and terminating my/our account and keeping me/us informed of updates, changes and developments relating to the services, the scope of which may include but is not limited to:



i.      administering and maintaining Borrower's account to retrieve my Statement of Account (SOA) &/or Official Receipts electronically, etc;
ii.      engaging third party service providers to perform certain aspects of the Services, not limited to customer profiling, market analysis and research purposes;
iii.      unless I notify Accredit that I do not wish to receive such information, sending from time to time information through email or SMS about my account information (SOA ready for my retrieval), & services from Accredit.
iv.      notifying me about important changes to the regulations from Ministry of Law and/or services;
v.      responding to queries or feedback from me; and
vi.      for such other purposes as permitted by applicable law or with my consent.

By applying, I/we authorize Accredit Pte Limited to conduct Credit Checks and verify information given in the application.
I/We consent Accredit Pte Limited to disclose my/our name, ID number, nationality, date of birth, contact details, payment records, loan application and/or related information to:

Moneylenders Credit Bureau (MLCB) operated by Experian Credit Services Singapore Pte Limited.

SME Commercial Credit Bureau (SMECB) operated by Experian Credit Services Singapore Pte Limited.

Database maintained by Credit Association of Singapore.

I/We also hereby grant consent to

Moneylenders Credit Bureau (MLCB) operated by Experian Credit Services Singapore Pte Limited.

SME Commercial Credit Bureau (SMECB) operated by Experian Credit Services Singapore Pte Limited.

Database maintained by Credit Association of Singapore.

to collect, store, use, combine and disclose the above information to its members and subscribers of its service to
i.      Generate the Credit Bureau Reports, and/or
ii.      Create research reports and analysis ie score, grade or rating for credit assessments, credit related analytic purpose, etc.

I/We hereby certify that I/we am/are not an undischarged bankrupt and there has been no statutory demand served to me/us or any legal proceedings commenced against me, all the data and information in this application are complete and accurate. Any falsehood information or statement in this loan application shall give rise to rejection of the loan applied.


I hereby certify that I have obtained consent from my Next of Kin(s) to furnish their contact details.






Signature of Applicant:____________________ Signature of Surety:____________________
Name of Applicant: Name of Surety:
NRIC / FIN No. of Applicant: NRIC / FIN No. of Surety:
Date of Application: Date of Application:

ACCREDIT PTE. LIMITED (Licence No. 51/2019)

Registered Address: 2 Jurong East Street 21

#04-01A/B IMM Building Singapore 609601

Branch Address:

Phone:

(UEN: 201842153H)

Loan Application How I know about Accredit?
Loan Amount Requested: $ 0.00
Application Details (with Surety)
Name (as in NRIC / Passport)
ID Type NRIC / FIN No.
Nationality Gender Female
Male
Date of Birth (dd/mm/yyyy) Age 0
Marital Status Single Married Divorced Widowed Other
Loan Type Unsecured Secured
Loan Purpose Personal-Pay Day Personal-Others Personal-Medical Personal-Education
Business
Reason for Loan
Loan Category ( if any ) Not Applicable Debt Assistance Scheme Debt Consolidation
Address and Contact Details
Residence Address(1):
Postal Blk/No. Unit No.
Residence Address(2) if any:
Postal Blk/No. Unit No.
Residential Type: Owned               Siblings
                             HDB Rental       Rent
                             Parents              Others ______________
Mobile :
Home :
Property Ownership: Does not own any property    HDB 1-room
                                  HDB 2-room                          HDB 3-room
                                  HDB 4-room                          HDB 5-room
                                  HDB Public Rental Scheme   Landed
                                  Apartment / Condo / Executive Condo
Office :                   Ext (if any) :
Email :
Employment Details
Name of Company:
Company’s Address:
Postal Blk/No. Unit No.
Workplace Address (if any):
Postal Blk/No. Unit No.
Position: Start Date of Employment:
(dd/mm/yyyy)
Specialization: Length of Current Employment: years
months
Annual Income: $ 0.00 Monthly Income: $ 0.00
Salary Paid Regular Non Regular Pay date of Salary:

ACCREDIT PTE. LIMITED (Licence No. 51/2019)

Registered Address: 2 Jurong East Street 21

#04-01A/B IMM Building Singapore 609601

Branch Address:

Phone:

(UEN: 201842153H)

Next-of-Kin Details ( Must be above 21 years old )
Name: Contact No. Relationship

* We will only contact Next of Kin(s) in the event that applicant is uncontactable.

Outstanding Loans with Licensed Moneylenders or Other Lenders
Name of Lender Loan Amount Payment Frequency
Bank Account Details (if any)
Name of the Bank: Account Number:
Other Information
No of Dependents

ACCREDIT PTE. LIMITED (Licence No. 51/2019)

Registered Address: 2 Jurong East Street 21

#04-01A/B IMM Building Singapore 609601

Branch Address:

Phone:

(UEN: 201842153H)

BORROWER’S LETTER OF AUTHORIZATION

I, NRIC / FIN No. , hereby consent to allow representatives of Accredit Pte Limited to visit my House or/and Workplace for the purpose of repaying the loan that I have taken from Accredit Pte Limited.

Accredit Pte Limited and/or representative(s) is/are not liable in any way(s) to me for any inconvenience, embarrassment loss, damage, cost or expense of any nature suffered or incurred by me in respect of or in connection with this loan agreement.


LETTER OF INDEMNITY
To: Human Resource (Hereinafter called “the employer”)
Dear Sir/Madam,

AUTHORISATION AND CONSENT TO ALLOW MY EMPLOYER TO DEDUCT PORTION OF MY MONTHLY SALARY IN SETTLEMENT OF MY LOAN WITH ACCREDIT PTE LIMITED

I the undersigned as the borrower of Accredit Pte Limited hereby confirm that I am indebted to Accredit Pte Limited in the sum of ________________________ (loan amount) being a credit loan granted to me on (date of application).

In consideration of the said loan, I agree to the following:
a) Hereby wholly, unconditionally and irrevocable direct, authorize and consent to the deduction of my monthly salary in payment to Accredit Pte Limited in settlement of my loan;
b) Hereby wholly, unconditionally and irrevocable direct, authorize and consent to allow the Accredit Pte Limited to claim my salary due to my default payment to Accredit Pte Limited.
c) Hereby agree to indemnify you and your successors and assigns and hold you and/or successors and assigns harmless against all actions, claims, demands, costs and expenses which may be brought against or suffered by you and/or your successors and assigns as a result of my said authorization, direction and consent


Yours faithfully,
_____________________________________
Name: NRIC / FIN No.

ACCREDIT PTE. LIMITED (Licence No. 51/2019)

Registered Address: 2 Jurong East Street 21

#04-01A/B IMM Building Singapore 609601

Branch Address:

Phone:

(UEN: 201842153H)

Loan Application Surety for Applicant’s Name: Loan Amount Requested: $ 0.00
Relationship with Applicant GrandParent
Parent 		Sibling
Spouse 		Colleague
Friend 		Others
Surety Details
Name (as in NRIC / Passport)
ID Type NRIC / FIN No.
Nationality Gender Female
Male
Date of Birth (dd/mm/yyyy) Age 0
Marital Status Single Married Divorced Widowed Other
Address and Contact Details
Residence Address(1):
Postal Blk/No. Unit No.
Residence Address(2) if any:
Postal Blk/No. Unit No.
Residential Type: Owned                   Siblings
                             HDB Rental           Rent
                             Parents                 Others ___________
Mobile :
Home :
Property Ownership: Does not own any property    HDB 1-room
                                  HDB 2-room                          HDB 3-room
                                  HDB 4-room                          HDB 5-room
                                  HDB Public Rental Scheme   Landed
                                  Apartment / Condo / Executive Condo
Office :                                   Ext (if any) :
Email :
Employment Details
Name of Company:
Employer’s Address:
Postal Blk/No. Unit No.
Workplace Address (if any):
Postal Blk/No. Unit No.
Position: Start Date of Employment:
(dd/mm/yyyy)
Specialization: Length of Current Employment: years
months
Annual Income: $ 0.00 Monthly Income: $ 0.00
Salary Paid Regular Non Regular Pay date of Salary:

ACCREDIT PTE. LIMITED (Licence No. 51/2019)

Registered Address: 2 Jurong East Street 21

#04-01A/B IMM Building Singapore 609601

Branch Address:

Phone:

(UEN: 201842153H)

Next-of-Kin Details ( Must be above 21 years old )
Name: Contact No. Relationship
Outstanding Loans with Licensed Moneylenders or Other Lenders
Name of Lender Loan Amount Payment Frequency
Other Information
No of Dependents

ACCREDIT PTE. LIMITED (Licence No. 51/2019)

Registered Address: 2 Jurong East Street 21

#04-01A/B IMM Building Singapore 609601

Branch Address:

Phone:

(UEN: 201842153H)

SURETY’S LETTER OF AUTHORIZATION

I, NRIC / FIN No. , hereby consent to allow representatives of Accredit Pte Limited to visit my House or/and Workplace for the purpose of repaying the loan that I have taken from Accredit Pte Limited.

Accredit Pte Limited and/or representative(s) is/are not liable in any way(s) to me for any inconvenience, embarrassment loss, damage, cost or expense of any nature suffered or incurred by me in respect of or in connection with this loan agreement.



LETTER OF INDEMNITY
To: Human Resource (Hereinafter called “the employer”)

Dear Sir/Madam,

AUTHORISATION AND CONSENT TO ALLOW MY EMPLOYER TO DEDUCT PORTION OF MY MONTHLY SALARY IN SETTLEMENT OF MY LOAN WITH ACCREDIT PTE LIMITED

I the undersigned as the borrower of Accredit Pte Limited hereby confirm that I am indebted to Accredit Pte Limited in the sum of ________________________ (loan amount) being a credit loan granted to me on (date of application).

In consideration of the said loan, I agree to the following:
a) Hereby wholly, unconditionally and irrevocable direct, authorize and consent to the deduction of my monthly salary in payment to Accredit Pte Limited in settlement of my loan;
b) Hereby wholly, unconditionally and irrevocable direct, authorize and consent to allow the Accredit Pte Limited to claim my salary due to my default payment to Accredit Pte Limited.
c) Hereby agree to indemnify you and your successors and assigns and hold you and/or successors and assigns harmless against all actions, claims, demands, costs and expenses which may be brought against or suffered by you and/or your successors and assigns as a result of my said authorization, direction and consent




Yours faithfully,
_____________________________________
Name: NRIC / FIN No.

ACCREDIT PTE. LIMITED (Licence No. 51/2019)

Registered Address: 2 Jurong East Street 21

#04-01A/B IMM Building Singapore 609601

Branch Address:

Phone:

(UEN: 201842153H)



IMPORTANT INFORMATION FOR BOROWERS/SURETY
1. Please do not disclose your personal particulars, including your SingPass to anyone.
2. Do take note that as a licensed moneylender, we are not allowed to ask you to reveal, or obtain from you, your confidential passwords, including SingPass and internet banking passwords.
3. Accredit Pte Limited is a licensed moneylender approved by the Registry of Moneylenders.
4. Accredit Pte Limited does not send flyers, SMS/Whatsapp or call you stating that we provide loans services as it is against the laws and regulations. We would only communicate with you through SMS / Whatsapp or call you on matters pertaining to your outstanding loans with us.
5. In the event you have received loans advertisement stating that it is from Accredit Pte Limited, please ignore it and inform us immediately.
6. DO NOT RESPOND TO THOSE LOAN ADVERTISEMENTS. DO NOT TAKE LOAN FROM THEM.
7. Please call us at our office number should you need any verification.
BORROWER’S / SURETY’S DECLARATION & ACKNOWLEDGMENT
I/We, the undersigned, hereby confirm that I/We have read, and it was clearly explained to me/us, and I/We have understood the above.
I/We hereby declare that the information given here by me/us is/are true and correct.
I/We accept that it is my/our responsibility to keep Accredit Pte Limited updated on any changes to my/our personal particulars on an immediate basis.
Is there any other individual or company that will benefit from the loan Yes No
Are you a politically-exposed person? Yes No
Any Bankruptcy / Pending Writ of Summons / Lawsuits? Yes No
Have you ever been convicted of a crime before? Yes No










Signature of Applicant:____________________ Signature of Surety:____________________
Name of Applicant: Name of Surety:
NRIC / FIN No. of Applicant: NRIC / FIN No. of Surety:
Date of Application: Date of Application: